Ставка ЦБ (изменения, прогнозы) 1514 / 25304
Где взять самый дешевый ипотечный кредит и на лучших условиях. Всё о банках их кредитных продуктах и коллекторах. Вопросы о военной и валютной ипотеке. Как купить и продать квартиру под ипотекой. Страхование Титула и вероятность получения страховки. Другие страховые риски.
Вопросы по лизингу и жилищно-строительной кооперации.
Вопросы по лизингу и жилищно-строительной кооперации.
02 сен.
В акции? На уверенно падающем рынке? Высокую ставку ЦБ обещает и в след. году... в позитивном сценарии... В негативном только в 2027-м планируется снижение ставки. Мне кажется, пока рано в акции входить, я наверно подожду.31.08.24, 23:20Харыбин Александр писал(а):Я сейчас только в недвижимость и немного в акции инвестирую.
02 сен.
Не прям сейчас, я имел ввиду длительный промежуток времени. В принципе, если на долгосрок, то в фонду можно постепенно заходить, но я еще жду.02.09.24, 14:07funfunych писал(а):В акции? На уверенно падающем рынке? Высокую ставку ЦБ обещает и в след. году... в позитивном сценарии... В негативном только в 2027-м планируется снижение ставки. Мне кажется, пока рано в акции входить, я наверно подожду.31.08.24, 23:20Харыбин Александр писал(а):Я сейчас только в недвижимость и немного в акции инвестирую.
Мой телеграмм про инвестиции в недвижимость: внешняя ссылка
09 сен.
можно ли надеяться на улучшение ставки в пятницу 13го?
09 сен.
Вам-да! Будет 20, скорее всего…
Не риэлтор
09 сен.
ну это мелочь в сравнении с ростом цен. способна ли такая ставка сдержать нарастание спроса????
пс. даже думаю такой мизер не пройдет.
09 сен.
и почему мне? мы же все заинтересованы с сдерживании цен!!!! здесь же нет спекулей ????
09 сен.
согласен
[/quote]
получается нельзя
12 сен.
внешняя ссылка
Совет управляющих Европейского центрального банка (ЕЦБ) на заседании в четверг, 12 августа, понизил депозитную ставку на 25 базисных пунктов, до 3,5%. Об этом говорится в сообщении, опубликованном по итогам заседания регулятора. Это второе снижение ставок чуть больше чем за три месяца.
Базовая процентная ставка снизилась с 4,25% до 3,65%, маржинальная кредитная ставка — с 4,5% до 3,9%.
ЕЦБ намерен обеспечить возвращение инфляции к среднесрочному целевому показателю в 2%, говорится в пресс-релизе регулятора. Прогноз инфляции на 2025 и 2026 годы остался неизменным по сравнению с прогнозом, данным на предыдущем заседании в июле. В 2025 году она ожидается на уровне 2,2%, а в 2026-м — на уровне 1,9%. ЕЦБ по-прежнему ожидает, что инфляция достигнет целевого показателя в 2% во второй половине 2025 года.
Monetary policy decisions
12 September 2024
The Governing Council today decided to lower the deposit facility rate – the rate through which it steers the monetary policy stance – by 25 basis points. Based on the Governing Council’s updated assessment of the inflation outlook, the dynamics of underlying inflation and the strength of monetary policy transmission, it is now appropriate to take another step in moderating the degree of monetary policy restriction.
Recent inflation data have come in broadly as expected, and the latest ECB staff projections confirm the previous inflation outlook. Staff see headline inflation averaging 2.5% in 2024, 2.2% in 2025 and 1.9% in 2026, as in the June projections. Inflation is expected to rise again in the latter part of this year, partly because previous sharp falls in energy prices will drop out of the annual rates. Inflation should then decline towards our target over the second half of next year. For core inflation, the projections for 2024 and 2025 have been revised up slightly, as services inflation has been higher than expected. At the same time, staff continue to expect a rapid decline in core inflation, from 2.9% this year to 2.3% in 2025 and 2.0% in 2026.
Domestic inflation remains high as wages are still rising at an elevated pace. However, labour cost pressures are moderating, and profits are partially buffering the impact of higher wages on inflation. Financing conditions remain restrictive, and economic activity is still subdued, reflecting weak private consumption and investment. Staff project that the economy will grow by 0.8% in 2024, rising to 1.3% in 2025 and 1.5% in 2026. This is a slight downward revision compared with the June projections, mainly owing to a weaker contribution from domestic demand over the next few quarters.
The Governing Council is determined to ensure that inflation returns to its 2% medium-term target in a timely manner. It will keep policy rates sufficiently restrictive for as long as necessary to achieve this aim. The Governing Council will continue to follow a data-dependent and meeting-by-meeting approach to determining the appropriate level and duration of restriction. In particular, its interest rate decisions will be based on its assessment of the inflation outlook in light of the incoming economic and financial data, the dynamics of underlying inflation and the strength of monetary policy transmission. The Governing Council is not pre-committing to a particular rate path.
As announced on 13 March 2024, some changes to the operational framework for implementing monetary policy will take effect from 18 September. In particular, the spread between the interest rate on the main refinancing operations and the deposit facility rate will be set at 15 basis points. The spread between the rate on the marginal lending facility and the rate on the main refinancing operations will remain unchanged at 25 basis points.
Key ECB interest rates
The Governing Council decided to lower the deposit facility rate by 25 basis points. The deposit facility rate is the rate through which the Governing Council steers the monetary policy stance. In addition, as announced on 13 March 2024 following the operational framework review, the spread between the interest rate on the main refinancing operations and the deposit facility rate will be set at 15 basis points. The spread between the rate on the marginal lending facility and the rate on the main refinancing operations will remain unchanged at 25 basis points. Accordingly, the deposit facility rate will be decreased to 3.50%. The interest rates on the main refinancing operations and the marginal lending facility will be decreased to 3.65% and 3.90% respectively. The changes will take effect from 18 September 2024.
Asset purchase programme (APP) and pandemic emergency purchase programme (PEPP)
The APP portfolio is declining at a measured and predictable pace, as the Eurosystem no longer reinvests the principal payments from maturing securities.
The Eurosystem no longer reinvests all of the principal payments from maturing securities purchased under the PEPP, reducing the PEPP portfolio by €7.5 billion per month on average. The Governing Council intends to discontinue reinvestments under the PEPP at the end of 2024.
The Governing Council will continue applying flexibility in reinvesting redemptions coming due in the PEPP portfolio, with a view to countering risks to the monetary policy transmission mechanism related to the pandemic.
Refinancing operations
As banks are repaying the amounts borrowed under the targeted longer-term refinancing operations, the Governing Council will regularly assess how targeted lending operations and their ongoing repayment are contributing to its monetary policy stance.
***
The Governing Council stands ready to adjust all of its instruments within its mandate to ensure that inflation returns to its 2% target over the medium term and to preserve the smooth functioning of monetary policy transmission. Moreover, the Transmission Protection Instrument is available to counter unwarranted, disorderly market dynamics that pose a serious threat to the transmission of monetary policy across all euro area countries, thus allowing the Governing Council to more effectively deliver on its price stability mandate.
The President of the ECB will comment on the considerations underlying these decisions at a press conference starting at 14:45 CET today.
12 September 2024
The Governing Council today decided to lower the deposit facility rate – the rate through which it steers the monetary policy stance – by 25 basis points. Based on the Governing Council’s updated assessment of the inflation outlook, the dynamics of underlying inflation and the strength of monetary policy transmission, it is now appropriate to take another step in moderating the degree of monetary policy restriction.
Recent inflation data have come in broadly as expected, and the latest ECB staff projections confirm the previous inflation outlook. Staff see headline inflation averaging 2.5% in 2024, 2.2% in 2025 and 1.9% in 2026, as in the June projections. Inflation is expected to rise again in the latter part of this year, partly because previous sharp falls in energy prices will drop out of the annual rates. Inflation should then decline towards our target over the second half of next year. For core inflation, the projections for 2024 and 2025 have been revised up slightly, as services inflation has been higher than expected. At the same time, staff continue to expect a rapid decline in core inflation, from 2.9% this year to 2.3% in 2025 and 2.0% in 2026.
Domestic inflation remains high as wages are still rising at an elevated pace. However, labour cost pressures are moderating, and profits are partially buffering the impact of higher wages on inflation. Financing conditions remain restrictive, and economic activity is still subdued, reflecting weak private consumption and investment. Staff project that the economy will grow by 0.8% in 2024, rising to 1.3% in 2025 and 1.5% in 2026. This is a slight downward revision compared with the June projections, mainly owing to a weaker contribution from domestic demand over the next few quarters.
The Governing Council is determined to ensure that inflation returns to its 2% medium-term target in a timely manner. It will keep policy rates sufficiently restrictive for as long as necessary to achieve this aim. The Governing Council will continue to follow a data-dependent and meeting-by-meeting approach to determining the appropriate level and duration of restriction. In particular, its interest rate decisions will be based on its assessment of the inflation outlook in light of the incoming economic and financial data, the dynamics of underlying inflation and the strength of monetary policy transmission. The Governing Council is not pre-committing to a particular rate path.
As announced on 13 March 2024, some changes to the operational framework for implementing monetary policy will take effect from 18 September. In particular, the spread between the interest rate on the main refinancing operations and the deposit facility rate will be set at 15 basis points. The spread between the rate on the marginal lending facility and the rate on the main refinancing operations will remain unchanged at 25 basis points.
Key ECB interest rates
The Governing Council decided to lower the deposit facility rate by 25 basis points. The deposit facility rate is the rate through which the Governing Council steers the monetary policy stance. In addition, as announced on 13 March 2024 following the operational framework review, the spread between the interest rate on the main refinancing operations and the deposit facility rate will be set at 15 basis points. The spread between the rate on the marginal lending facility and the rate on the main refinancing operations will remain unchanged at 25 basis points. Accordingly, the deposit facility rate will be decreased to 3.50%. The interest rates on the main refinancing operations and the marginal lending facility will be decreased to 3.65% and 3.90% respectively. The changes will take effect from 18 September 2024.
Asset purchase programme (APP) and pandemic emergency purchase programme (PEPP)
The APP portfolio is declining at a measured and predictable pace, as the Eurosystem no longer reinvests the principal payments from maturing securities.
The Eurosystem no longer reinvests all of the principal payments from maturing securities purchased under the PEPP, reducing the PEPP portfolio by €7.5 billion per month on average. The Governing Council intends to discontinue reinvestments under the PEPP at the end of 2024.
The Governing Council will continue applying flexibility in reinvesting redemptions coming due in the PEPP portfolio, with a view to countering risks to the monetary policy transmission mechanism related to the pandemic.
Refinancing operations
As banks are repaying the amounts borrowed under the targeted longer-term refinancing operations, the Governing Council will regularly assess how targeted lending operations and their ongoing repayment are contributing to its monetary policy stance.
***
The Governing Council stands ready to adjust all of its instruments within its mandate to ensure that inflation returns to its 2% target over the medium term and to preserve the smooth functioning of monetary policy transmission. Moreover, the Transmission Protection Instrument is available to counter unwarranted, disorderly market dynamics that pose a serious threat to the transmission of monetary policy across all euro area countries, thus allowing the Governing Council to more effectively deliver on its price stability mandate.
The President of the ECB will comment on the considerations underlying these decisions at a press conference starting at 14:45 CET today.
Базовая процентная ставка снизилась с 4,25% до 3,65%, маржинальная кредитная ставка — с 4,5% до 3,9%.
ЕЦБ намерен обеспечить возвращение инфляции к среднесрочному целевому показателю в 2%, говорится в пресс-релизе регулятора. Прогноз инфляции на 2025 и 2026 годы остался неизменным по сравнению с прогнозом, данным на предыдущем заседании в июле. В 2025 году она ожидается на уровне 2,2%, а в 2026-м — на уровне 1,9%. ЕЦБ по-прежнему ожидает, что инфляция достигнет целевого показателя в 2% во второй половине 2025 года.
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